M&S Pet Insurance
Full product details for the M&S Pet Insurance, including pet insurance details, discounts, application criteria, claims, example quotes, medical cover, cover and fees & charges. Apply online now.
 |  Compare M&S pet insurance details against other pet insurance or use our pet insurance comparison tables.Did you know M&S also provide savings, home insurance and travel insurance? | ||
| Company: | Marks & Spencer www.marksandspencer.com | Marks & Spencer www.marksandspencer.com | |
| Product: | Premier | Standard | |
| details | details | ||
| Quote via this site: |  | | |
| | ||
| Pet Insurance Details | |||
 Provider Type: | retailer | retailer | |
| Underwriter: | Royal & SunAlliance Insurance plc | Royal & SunAlliance Insurance plc | |
| Pet Covered: | Dog / Cat | Dog / Cat | |
| Discounts | |||
| Online Discount: | 15% | 15% | |
| Micro-Chipped Discount: | 0% | 0% | |
| Multi-pet Discount: | 5% | 5% | |
| Neutered Discount: | 0% | 0% | |
| Application Criteria | |||
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | |
| DDM APR: | 0% | 0% | |
| DDM Fee: | 0 | 0 | |
| DDM Payments: | 12 | 12 | |
| DDM Terms: | 0/12 | 0/12 | |
| Claims | |||
| Claims Basis: | per year | per year | |
| Claims Procedure: | click here | click here | |
| Contribution: |  | | |
| Excesses Range: | 70, 70+20% | 90, 90+20% | |
| Voluntary Excesses: |  | | |
| Example Quotes | |||
| Dog Quote 1: | £469.08 | £305.88 | |
| Dog Quote 2: | £326.28 | £224.28 | |
| Dog Quote 3: | £234.48 | £163.08 | |
| Dog Quote 4: | £367.08 | £244.68 | |
| Dog Quote 5: | £632.28 | £428.28 | |
| Dog Quote 6: | £275.28 | £183.48 | |
| Dog Quote 7: | £163.08 | £122.28 | |
| Dog Quote 8: | £285.48 | £193.68 | |
| Cat Quote 1: | £224.28 | £163.08 | |
| Cat Quote 2: | £152.88 | £122.28 | |
| Cat Quote 3: | £163.08 | £122.28 | |
| Cat Quote 4: | £132.48 | £101.88 | |
| Cat Quote 5: | £163.08 | £122.28 | |
| Cat Quote 6: | £122.28 | £96.72 | |
| Cat Quote 7: | £112.08 | £86.52 | |
| Cat Quote 8: | £122.28 | £101.88 | |
| Medical Cover | |||
| Vets Fees per Year: | £7,000 | £4,000 | |
| Overseas Travel Vet Fees: | £2,000 | £0 | |
| Overseas Vets Fees Days: | 365 | 0 | |
| Max Vets Fees: | Unlimited | £1,000 | |
| Cover Description: | £7,000/year for life | £1,000/condition max £4,000/year for life | |
| Dental Cover: | accident & illness | accident & illness | |
| Dental Fees: | £7,000 | £4,000 | |
| Behaviour Cover: | | | |
| Behavioural Limit: | £250 | £0 | |
| Hereditary Conditions: | | | |
| Diet Foods: | restricted | | |
| Exclusion Period: | 14 days | 14 days | |
| No of Alt Treatments: | 7 | 0 | |
| Alternative Medicine SI: | £1,000 | £0 | |
| Alternative Treatment: | | | |
| Herbal Medicine: | | | |
| Homeopathy: | | | |
| Acupuncture: | | | |
| Osteopathy: | | | |
| Physiotherapy: | | | |
| Chiropractic: | | | |
| Hydrotherapy: | | | |
| Breeding Risks: | £0 | £0 | |
| Congenital Conditions: | | | |
| Preventative Treatment: | | | |
| Repeat Tick and Worming: | | | |
| Euthanasia Charges: | | | |
| Cover | |||
| Max Pet Value: | Unlimited | Unlimited | |
| Min Pet Age: | 8 | 8 | |
| Max Cover Age: | Unlimited | Unlimited | |
| Max Death Age: | Unlimited | Unlimited | |
| Max Death Age - Illness: | 8 years | 8 years | |
| Max Accept - SB: | Unlimited | Unlimited | |
| Max Accept - Std: | Unlimited | Unlimited | |
| Cremation/burial expenses: | | | |
| Death by Illness: | £1,500 | £600 | |
| Death by Accident: | £1,500 | £600 | |
| Advertising Limit: | £1,250 | £600 | |
| Reward: | £750 | £600 | |
| Loss or Theft Limit: | £1,500 | £600 | |
| Cattery Fees: | £750 | £600 | |
| Holiday Cancellation: | £3,000 | £0 | |
| 3rd Party AD: | £0 | £0 | |
| Legal Helpline: | | | |
| Vet Finder Helpline: | | | |
| Vet Direct Helpline: | | | |
| Pet Bereavement: | | | |
| Pet Minders Helpline: | | | |
| Overseas Travel Cover: | standard | | |
| O/S Travel - Add Benefits: | | | |
| Accidental Damage: | £0 | £0 | |
| Daily Minding Rate: | £10 | £8.57 | |
| PA Benefits: | | | |
| Additional Benefits: | | | |
| Age Rating: | | | |
| Breed Rating: | | | |
| Pedigree Rating: | | | |
| Age Load Band: | 9 years and over | 9 years and over | |
| Transport Costs: | £7,000 | £0 | |
| Quarantine Costs: | £2,000 | £0 | |
| Co-Insurance Option: | | | |
| Loss of Pet Passport: | £250 | £0 | |
| Premium Zoning: | | | |
| Pet Value Basis: | purchase price | purchase price | |
| Lifetime Cover: | | | |
| Time Limit: | Unlimited | Unlimited | |
| Waiver of Premiums: | | | |
| Fees & Charges | |||
| Setup Fee: | £0 | £0 | |
| Renewal Fee: | £0 | £0 | |
| Duplicate Documents Fee: | £0 | £0 | |
| Adjustment Fee: | £0 | £0 | |
| Cancellation Fee: | £0 | £0 | |
| Fees Aggregation: | | | |
Compare M&S Pet Insurance
Products listed under 'Most Popular' are the most popular products that can be applied for via money.co.uk.
Read More About Other Insurance...
Latest Pet Insurance News
View other insurance articles or all articles.
A new survey has found that most people in the UK do not intend to spend less in order to buy protection insurance.
8 Jan 09
Landlords "should consider" taking out rent protection insurance as the economic downturn continues to bite, according to an insurance firm.
5 Jan 09
Break-ins are more common in the winter months, N&G says.
24 Dec 08
Britons have been warned that veterinary bills can end up costing thousands of pounds.
22 Dec 08
Some of the multimillionaires who have lost their fortune because of the alleged Bernie Madoff scandal may sell their life insurance policies, according to a report.
19 Dec 08Popular Related Articles
Other Money Headlines
- 08 Jan Bank of England Sets Interest...
- 08 Jan UK 'Can't Join Euro Due to Public...
- 08 Jan Compromised Credit Cards 'Being...
- 08 Jan VAT Cut 'Having No Effect'
- 08 Jan FSA Calls For Faster Savings...
- 07 Jan Darling Warns of 'Long' Recession
- 07 Jan Mortgage Measures 'Will Only Help...
- 07 Jan Iceland Updates on UK Savings...
- 07 Jan Majority of Brits Think Broadband...
