Abbey Mortgages
Full product details for the Abbey Mortgages, including application criteria, suitability, restrictions, incentives, facilities, fees & charges and rates.
 |  Compare Abbey mortgages details against other mortgages or use our mortgages comparison tables.Did you know Abbey also provide credit cards, savings, current accounts, home insurance and travel insurance? | ||
| Company: | Abbey www.abbey.com | Abbey www.abbey.com | Abbey www.abbey.com |
| Product: | 5yr 5.09% Fxd LTV 75% | 5yr 7.09% Fxd LTV 95% Direct | 5yr 6.44% Fxd R/M LTV 85% |
| details | details | details | |
| Proceed via this site: |  | | |
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| Application Criteria | |||
 Max LTV House Purchase: | 75% | 95% | n/a |
| Max LTV Remortgage: | 75% | 95% | 85% |
| Max LTV - FTB: | 75% | 95% | n/a |
| RTB - Max LTV P/P: | 75% | 95% | n/a |
| S/O - Max LTV: | 75% | 95% | n/a |
| Minimum LTV: | 0% | 0% | 0% |
| Max Loan: | £550,000 | £250,000 | £250,000 |
| Min Term: | 5 years | 5 years | 5 years |
| Max Term: | 35 years | 35 years | 35 years |
| Remortgage - Min Loan: | £6,000 | £6,000 | £6,000 |
| House Purchase - Min Loan: | £6,000 | £6,000 | n/a |
| FTB - Min Loan: | £6,000 | £6,000 | n/a |
| S/O - Min Loan: | £6,000 | £6,000 | n/a |
| RTB - Minimum Loan: | £6,000 | £6,000 | n/a |
| Suitability | |||
| Remortgage: |  | | |
| FTB: | | |  |
| Self Cert Available: | | | |
| Self Employed: | | | |
| Shared ownership: | | | |
| Homemover: | | | |
| Ex/B Moving: | | | |
| Ex/B Not Moving: | | | |
| Type - Repayment: | | | |
| Type - Endowment: | | | |
| Type - Pension: | | | |
| Type - ISA: | | | |
| Type - Interest Only: | | | |
| Restrictions | |||
| Restricted Availability: | | | |
| Contents Required: | | | |
| Buildings Required: | | | |
| ASU Required: | | | |
| Interest Rate Loading: | £0 | £0 | £0 |
| Additional Information: | fast track | fast track | fast track |
| Incentives | |||
| Incentives - Set Up Fees: | | | |
| Incentives - Free Val: | | | |
| Incentives - Buildings: | | | |
| Incentives - Contents: | | | |
| Incentives - Legal Fees: | | | |
| Incentives - Free ASU: | | | |
| Incentives - HLC: | | | |
| Incentives - Part ERC: | | | |
| Incentives - Other: | | | |
| Loyalty Discount: | | | |
| Facilities | |||
| Product Portable: | | | |
| Flexible Option: | | | |
| Overpayments Available: | | | |
| Underpayment Available: | | | |
| Payment Holiday: | | | |
| Borrow Back: | | | |
| Current Account/Offset: | | | |
| Drawdown Facility: | | | |
| Cheque Book Facility: | | | |
| Fees & Charges | |||
| Application Fee Payable £: | varies | varies | varies |
| Application Fees Added: | | | |
| Valuation Fee: | 1 | 1 | 2 |
| Proc Fee: | refer to lender | n/a | refer to lender |
| ERC Calculation: | 4% | 4% | 4% + incentives |
| Rates | |||
| Fixed Rate Date/Term: | 02/04/2014 | 02/04/2014 | 02/04/2014 |
| Initial Rate Payable: | 5.09% | 7.09% | 6.44% |
| Final Rate Payable: | 4.94% | 4.94% | 4.94% |
| Final Rate Type: | vr | vr | vr |
| Rate Guarantee: | | | |
| Interest Rest Period: | daily | daily | daily |