M&S Home Insurance
Full product details for the M&S Home Insurance, including home insurance details, application criteria, discounts, excess, payments & fees, cover and claims.
 |  Compare M&S home insurance details against other home insurance or use our home insurance comparison tables.Did you know M&S also provide savings, pet insurance and travel insurance? | ||
| Company: | Marks & Spencer www.marksandspencer.com/money | Marks & Spencer www.marksandspencer.com/money | Marks & Spencer www.marksandspencer.com/money |
| Product: | Home Insurance (Premier) (Contents) | Home Insurance (Standard) (Contents) | Home Insurance (Premier) (Building) |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| | | |
| Home Insurance Details | |||
 Direct or Broker: |  | | |
| Underwriter: | Aviva Insurance Limited | Aviva Insurance Limited | Aviva Insurance Limited |
| Application Criteria | |||
| Available to Public: |  | | |
| Discounts | |||
| Online Discount: | 10% | 10% | 10% |
| Introductory NCD: | | | |
| No Claim Discount: | | | |
| Max NCD: | 37.5 | 37.5 | 40 |
| Combined Discount: | | | |
| Stone Built Discount: | n/a | n/a | |
| Age Discount: | | | |
| Vol XS Discount: | | | |
| High SI Discount: | | | |
| Locks Discount: | | | n/a |
| N/Watch Discount: | | | n/a |
| Occupancy Discount: | | | n/a |
| Smoke Detector Discount: | | | n/a |
| Retired Discount: | | | n/a |
| Excess | |||
| Contents Minimum Excess: | £0 | £0 | n/a |
| Contents Excess: | £50 | £50 | n/a |
| Buildings Minimum Excess: | n/a | n/a | £0 |
| Buildings Excess: | n/a | n/a | £50 |
| Subsidence Excess: | n/a | n/a | 1000 |
| Payments & Fees | |||
| Payment Methods: | credit card, cheque, debit card, direct debit | credit card, cheque, debit card, direct debit | credit card, cheque, debit card, direct debit |
| DDM Fee: | 0 | 0 | 0 |
| DDM APR: | 0% | 0% | 0% |
| DDM Payments: | 1, 4 or 12 | 1, 4 or 12 | 1, 4 or 12 |
| Cooling Off Period: | 45/full return of premium | 45/full return of premium | 45/full return of premium |
| Cover | |||
| Max Bedrooms: | Unlimited | Unlimited | Unlimited |
| Min Sum Insured: | Unlimited | Unlimited | Unlimited |
| Max Sum Insured: | Unlimited | Unlimited | Unlimited |
| Buildings AD: | n/a | n/a | standard |
| Subsidence: | n/a | n/a | standard |
| Burst Pipes: | n/a | n/a | |
| Garden Contents: | n/a | n/a | |
| Garden Contents SI: | n/a | n/a | £0 |
| Cover Level: | new for old | new for old | n/a |
| Single Item Limit: | 4000 | 4000 | n/a |
| Single Item Away fm Home: | Unlimited | Unlimited | n/a |
| Money in the Home: | £500 | £500 | n/a |
| Credit Cards: | Unlimited | Unlimited | n/a |
| Freezer Cover: | standard | standard | n/a |
| Freezer Contents: | Unlimited | Unlimited | n/a |
| Damage by Pets: | | | n/a |
| Emergency Helpline: | | | |
| Emergency Repairs: | | | |
| Cycles Away from the Home: | Unlimited | Unlimited | n/a |
| Single Cycle Away fm Home: | Unlimited | Unlimited | n/a |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| General Exclusions: | click here | click here | click here |
Compare M&S Home Insurance
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