Legal & General Home Insurance
Full product details for the Legal & General Home Insurance, including home insurance details, application criteria, discounts, excess, payments & fees, cover and claims.
 |  Compare Legal & General home insurance details against other home insurance or use our home insurance comparison tables.Did you know Legal & General also provide travel insurance? | ||
| Company: | Legal & General www.landg.com | Legal & General www.landg.com | Legal & General www.landg.com |
| Product: | Rainbow - Select (Contents) | Home Insurance Choices - Select (Building) | Home Insurance Choices - FTB (Contents) |
| details | details | details | |
| Quote via this site: |  | | |
| | | |
| Home Insurance Details | |||
 Direct or Broker: |  | | |
| Underwriter: | Legal & General Insurance Limited | Legal & General Insurance Limited | Legal & General Insurance Limited |
| Application Criteria | |||
| Available to Public: | | | |
| Discounts | |||
| Introductory NCD: |  | | |
| No Claim Discount: | | | |
| Max NCD: | 20 | 25 | 20 |
| Combined Discount: | | | |
| Stone Built Discount: | n/a | | n/a |
| Age Discount: | | | |
| Vol XS Discount: | | | |
| High SI Discount: | | | |
| Locks Discount: | | n/a | |
| N/Watch Discount: | | n/a | |
| Occupancy Discount: | | n/a | |
| Smoke Detector Discount: | | n/a | |
| Retired Discount: | | n/a | |
| Excess | |||
| Contents Minimum Excess: | £50 | n/a | £100 |
| Contents Excess: | £50 | n/a | £100 |
| Buildings Minimum Excess: | n/a | £100 | n/a |
| Buildings Excess: | n/a | £100 | n/a |
| Subsidence Excess: | n/a | 1000 | n/a |
| Payments & Fees | |||
| Payment Methods: | credit card, cheque, direct debit | cash, credit card, cheque, direct debit | cash, credit card, cheque, direct debit |
| DDM Fee: | 6 | 6 | 6 |
| DDM APR: | 13.7% | 13.7% | 13.7% |
| DDM Payments: | 12 | 12 | 12 |
| Cooling Off Period: | 14/pro-rata | 14/pro-rata | 14/pro-rata |
| Cover | |||
| Max Bedrooms: | 9 | 9 | 5 |
| Min Sum Insured: | £15,000 | n/a | £25,000 |
| Max Sum Insured: | £80,000 | n/a | £25,000 |
| Buildings AD: | n/a | optional | n/a |
| Subsidence: | n/a | standard | n/a |
| Burst Pipes: | n/a | | n/a |
| Garden Contents: | n/a | | n/a |
| Garden Contents SI: | n/a | £0 | n/a |
| Cover Level: | new for old | n/a | new for old |
| Single Item Limit: | up to contents si | n/a | up to contents si |
| Single Item Away fm Home: | 1500 | n/a | 1500 |
| Money in the Home: | £200 | n/a | £500 |
| Credit Cards: | £500 | n/a | £5,000 |
| Freezer Cover: | standard | n/a | standard |
| Freezer Contents: | £500 | n/a | £500 |
| Damage by Pets: | | n/a | |
| Emergency Helpline: | | | |
| Emergency Repairs: | | | |
| Cycles Away from the Home: | 1000 | n/a | up to pp si |
| Single Cycle Away fm Home: | £250 | n/a | £500 |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| General Exclusions: | click here | click here | click here |
Compare Legal & General Home Insurance
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