Direct Line Home Insurance
Full product details for the Direct Line Home Insurance, including home insurance details, application criteria, discounts, excess, payments & fees, cover and claims. Apply online now.
 |  Compare Direct Line home insurance details against other home insurance or use our home insurance comparison tables.Did you know Direct Line also provide savings, pet insurance, travel insurance, van insurance and breakdown cover? | ||
| Company: | Direct Line www.privilege.com | Direct Line www.directline.com | Direct Line www.directline.com |
| Product: | Platinum Home Insurance (Building) | Home Insurance (Contents) | Home Insurance Plus (Contents) |
| details | details | details | |
| Quote via this site: |  | | |
| | | |
| Home Insurance Details | |||
 Direct or Broker: |  | | |
| Underwriter: | Direct Line Insurance plc | Direct Line Insurance plc | Direct Line Insurance plc |
| Application Criteria | |||
| Available to Public: |  | | |
| Discounts | |||
| Online Discount: | 0% | 25% | 25% |
| Introductory NCD: | | | |
| No Claim Discount: | | | |
| Max NCD: | 0 | 10 | 10 |
| Combined Discount: | | | |
| Stone Built Discount: | | n/a | n/a |
| Age Discount: | | | |
| Vol XS Discount: | | | |
| High SI Discount: | | | |
| Locks Discount: | n/a | | |
| N/Watch Discount: | n/a | | |
| Occupancy Discount: | n/a | | |
| Smoke Detector Discount: | n/a | | |
| Retired Discount: | n/a | | |
| Excess | |||
| Contents Minimum Excess: | n/a | £0 | £0 |
| Contents Excess: | n/a | £100 | £100 |
| Buildings Minimum Excess: | £0 | n/a | n/a |
| Buildings Excess: | £100 | n/a | n/a |
| Subsidence Excess: | 1000 | n/a | n/a |
| Payments & Fees | |||
| Payment Methods: | credit card, debit card, direct debit | credit card, debit card, direct debit | credit card, debit card, direct debit |
| DDM Fee: | 10 | 10 | 10 |
| DDM APR: | 21.5% | 19.9% | 19.9% |
| DDM Payments: | 12 | 12 | 12 |
| Cooling Off Period: | 21/full return of premium | 21/full return of premium | 21/full return of premium |
| Cover | |||
| Max Bedrooms: | 5 | 5 | 5 |
| Min Sum Insured: | Unlimited | £15,000 | £35,000 |
| Max Sum Insured: | Unlimited | £100,000 | £200,000 |
| Buildings AD: | standard | n/a | n/a |
| Subsidence: | standard | n/a | n/a |
| Burst Pipes: | | n/a | n/a |
| Garden Contents: | | n/a | n/a |
| Garden Contents SI: | £0 | n/a | n/a |
| Cover Level: | n/a | new for old | new for old |
| Single Item Limit: | n/a | up to contents si | up to contents si |
| Single Item Away fm Home: | n/a | 2000 | 3000 |
| Money in the Home: | n/a | £500 | £1,000 |
| Credit Cards: | n/a | £500 | £5,000 |
| Freezer Cover: | n/a | standard | standard |
| Freezer Contents: | n/a | up to contents si | Unlimited |
| Damage by Pets: | n/a | | |
| Emergency Helpline: | | | |
| Emergency Repairs: | | | |
| Cycles Away from the Home: | n/a | selected | up to pp si |
| Single Cycle Away fm Home: | n/a | £1,000 | £1,000 |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| General Exclusions: | click here | click here | click here |
Compare Direct Line Home Insurance
Products listed under 'Most Popular' are the most popular products that can be applied for via money.co.uk.
Read More About Home Insurance...
Latest Home Insurance News
View home insurance articles or all articles.
Homeowners have been urged to check their homes over before the winter sets in.
3 Dec 08
New research has revealed that many Britons are under insuring the contents of their homes.
1 Dec 08
Many policys are overly opaque at the moment, Sainsbury's Finance claimed.
26 Nov 08
The insurance industry is calling on the government to do more on flood prevention.
21 Nov 08
Homeowners are being urged to make sure they have adequate home insurance cover ahead of an expected increase in break-ins.
18 Nov 08Popular Related Articles
Other Money Headlines
- 05 Dec Oil Price Drops Again on...
- 05 Dec Darling Tells Banks to Pass on Cut
- 05 Dec Savings Boosted in 'Flight to...
- 05 Dec E.ON Reduces Bills Following Probe
- 04 Dec BBA Welcomes Statutory Banking...
- 04 Dec Using Credit Cards for Online...
- 04 Dec Legal Fallout Could Follow Launch...
- 04 Dec Insurer Highlights Plight of...
- 04 Dec Landline Telephones 'Most Popular...
