Full product details for the Abbey Home Insurance, including home insurance details, application criteria, discounts, excess, payments & fees, cover and claims.
 |  Compare Abbey home insurance details against other home insurance or use our home insurance comparison tables.Did you know Abbey also provide credit cards, mortgages, savings, current accounts and travel insurance? |
| Company: | Abbey
www.abbey.com
| Abbey
www.abbey.com
| Abbey
www.abbey.com
|
| Product: | Essentials (Contents) | Peace of Mind (over 5 beds) (Contents) | Peace of Mind (upto 5 beds) (Contents) |
| | details | details | details |
| Quote via this site: | Not available | Not available | Not available |
| | | | |
| Home Insurance Details | |
 Direct or Broker: |  | | |
| Underwriter: | CGU Underwriting Ltd | CGU Underwriting Ltd | CGU Underwriting Ltd |
| Application Criteria | |
| Available to Public: |  | | |
| Discounts | |
| Online Discount: | 15% | 15% | 15% |
| Introductory NCD: | | | |
| No Claim Discount: | | | |
| Max NCD: | 0 | 0 | 0 |
| Combined Discount: | | | |
| Age Discount: | | | |
| Vol XS Discount: | | | |
| High SI Discount: | | | |
| Locks Discount: | | | |
| N/Watch Discount: | | | |
| Occupancy Discount: | | | |
| Smoke Detector Discount: | | | |
| Retired Discount: | | | |
| Excess | |
| Contents Minimum Excess: | £150 | £0 | £0 |
| Contents Excess: | £150 | £75 | £75 |
| Payments & Fees | |
| Payment Methods: | cash, credit card, cheque, debit card, direct debit | cash, credit card, cheque, debit card, direct debit | cash, credit card, cheque, debit card, direct debit |
| DDM Fee: | 0 | 0 | 0 |
| DDM APR: | 0% | 0% | 0% |
| DDM Payments: | 12 | 12 | 12 |
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | 14/full return of premium |
| Cover | |
| Max Bedrooms: | 6 | Unlimited | 5 |
| Min Sum Insured: | £10,000 | £35,000 | Unlimited |
| Max Sum Insured: | £55,000 | Unlimited | Unlimited |
| Cover Level: | new for old | new for old | new for old |
| Single Item Limit: | up to contents si | up to contents si | Unlimited |
| Single Item Away fm Home: | 1000 | 1000 | 1000 |
| Money in the Home: | £250 | £500 | £500 |
| Credit Cards: | £250 | £500 | £500 |
| Freezer Cover: | standard | standard | standard |
| Freezer Contents: | £500 | Unlimited | Unlimited |
| Damage by Pets: | | | |
| Emergency Helpline: | | | |
| Emergency Repairs: | | | |
| Cycles Away from the Home: | up to pp si | up to pp si | up to pp si |
| Single Cycle Away fm Home: | £300 | £300 | £300 |
| Claims | |
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| General Exclusions: | click here | click here | click here |
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Homeowners are being urged to make sure they have adequate home insurance cover ahead of an expected increase in break-ins.
As the recession gets underway, the UK could suffer from an increase in burglaries, it has been claimed. According to Abbey Home Insurance, cases of burglary tend to rise during times of economic hardship and the months ahead are likely to follow this trend.
The company cites figures from the British Crime Survey which show that during the last recession, between May 1990 and March 1992, there was a spike in the number of domestic burglaries being reported in England and Wales.
It claims that with a recession now imminent, a similar increase is likely to occur. Indeed, home secretary Jacqui Smith recently warned of a possible rise in levels of theft, burglary and robbery as the economy suffers a downturn.
Abbey is therefore urging homeowners to make sure they are fully covered against loss of possessions and damage to their property and is advising them against cutting down on cover as a way of saving money.
Thierry Campet, sales and marketing director at Abbey Insurance, said: "Look for peace of mind with an unlimited sum policy and in the event of being burgled you can feel confident that your total home contents will be covered".
According to the latest British Crime Survey, domestic burglary as recorded by the police fell by four percent in 2007-08 compared to 2006-07.
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