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Many have also made inadequate contingency plans for what to do if they lose their job, new research from an insurer has found.

A consortium including JPMorgan might soon acquire the UK's biggest lender.

Around 450 more people will benefit financially from the new legislation, pensions minister Mike O'Brien has said.

Stamp duty should be eliminated for first-time buyers in order to boost the market as a whole, the agents said yesterday.

The increase in the number of Britons who don't have a bank account comes despite a pledge from ministers to halve this figure.